论南昌市住房公积金的管理.pdfVIP

要 南昌市住房公积金管理中心是南昌市住房公积金的管理机构,到2005 年 12 月 底，住房公积金归集余额有 21 亿元，贷款余额 15 亿元，其它资金全部沉淀在指 定的商业银行。住房公积金帮助职工买房的作用得到了真正意义上的发挥，但如 何按国家规定的政策管理好住房公积金，确保住房公积金的资金安全，加强内部 控制防范风险，已成为南昌市住房公积金管理中心面临的难题。 本人通过借鉴国内外实行公积金制度较早的国家和地区成功经验和特点，结 合住房公积金的管理原则和南昌市的实际情况，认真分析了南昌市住房公积金管 理中心的一些问题，并相应地提出了解决方案为南昌市住房公积金管理的风险防 范，内部制度的建立提出了详实可行的措施，并大胆地提出了住房公积金管理体 制和相应制度的改革设想。 本文运用MBA 管理理论，通过对南昌市住房公积金管理的论述，理论与实践 相结合，定性与定量分析相运用，意在对南昌市住房公积金现有的管理提出科学 有效的改进意见，为其将来的管理提供了新的方向。 关键词：论 南昌市 住房公积金 管理 1 Abstract Nan Chang Housing Public Accumulation Fund Management Center is the management organization of the housing Public accumulation fund in Nan Chang city By the end of the Dec 2005 the sum of the housing public accumulation fund is 2100 million RMB the balance of the loan is the 1500 million RBM ,and all other fund is deposited in the pointed commercial bank, the effect of the fund helping people to buy house can be made well how to manage the fund well according the national policy keep the housing accumulation fund safe . Augment inside command venture management become the difficult problem faced by Nan Chang Housing Public Accumulation Fund Management center. Though referring to the successful experience and characters of the home and overseas countries and regional adopting the housing public accumulation fund system early, combined with the management principle of the housing public accumulation fund and the actual practice of Nan Chang. City Take seriously to analysis some questions of Nan Chang Housing public Accumulation Fund Management Center, and Put forward the plan of solving those questions, housing public accumulation advance reform imagine management . Use to theory of MB