民间资本借贷的监管探析毕业论文.docVIP

毕业论文 （20_ _届） 民间资本借贷的监管探析 摘 要 本文从民间借贷的监管方面入手，研究民间资本在具体方面的监管内容。在结合对浙江省民间借贷案例进行的分析之后，发现我国在民间借贷方面的案例层出不穷，典型的主要是那些明显具有“高利贷”性质的非法集资诈骗、非法吸收公众存款等的案件。这主要是因为浙江省，乃至全国在民间借贷方面不管是法律还是监管制度等都有欠缺所造成的。针对浙江省民间借贷案例体现出来的民间借贷监管方面的不足的问题，本文提出了一些具体建议：第一，健全民间借贷存在的法制环境；第二，建立和完善民间借贷的监管机制；第三，构建合法、合理的民间借贷组织。 文章的第一部分是从民间资本的概念、发展现状及其主要流动方向，结合民间借贷的主要形式、发展现状以及作用等方面来了解民间资本的相关概况。第二部分从民间借贷监管的现状入手，结合浙江省民间借贷案件分析，阐明加强民间借贷监管的必要性。第三部分是对民间借贷合理化发展提出的建议，主要从改善法制环境、建立有效的监管体制、构建合理的民间借贷组织三方面来进行阐述、归纳。 关键词：Abstract This article from the supervision aspects of private lending to study specific aspects of private capital in the supervision content. Zhejiang Province in the combined analysis of private lending case studies, and found in the private lending side of the case after another, typically mainly those with obvious usury nature of the illegal fund-raising fraud, illegal deposits from the public and other cases.This is mainly because of Zhejiang Province, and even the nation both are short of creates on the private lending about the regulation or the supervisory system and so on . Zhejiang private lending for the private lending case reflected the problem of insufficient regulatory, this paper presents some specific recommendations: First, a sound legal environment for private lending exist; Second, to establish and improve the regulatory mechanism of private lending; Third to build legitimate and reasonable private lending organizations. The article first part is from the private capital concept, the development present situation and the main flow direction, with the main aspects,the development present situation as well as function on the private lending to understand the related survey of the private capital . The second part of the supervision from the present situation about the private lending to obtain, to unify the Zhejiang Province private lending case to analyze, clarifying the need to strengthen supervision of private lending.The third part is to rationalize the development of private lending prop