宁波中小型外贸企业融资创新的思考毕业论文.docVIP

毕业论文 （20_ _届） 宁波中小型外贸企业融资创新的思考 摘 要 在经济全球化迅猛发展的今天，我国中小型企业也越来越多地从事跨国经营，进出口贸易迅猛增长，在促进经济增长、增加外汇收入、缓解就业压力等方面发挥着愈益重要的作用，已成为促进我国经济持续快速健康发展的重要力量。但是在世界经济处于危机后逐渐复苏和调整、国际市场存在错综复杂的不确定因素的背景下，中小型外贸企业依然面临严峻的挑战和诸多困难，如融资难问题就一直困扰着中小型外贸企业的进一步发展。近年来，宁波从事外贸业务的中小型企业越来越多，目前由于金融危机影响尚未消除，融资渠道狭窄，融资体系不够完善，缺乏统一管理，尚未建立有效的担保机制以及企业自身规模小、信用低、资金少等原因的影响，融资仍然是制约其拓展国际市场的首要难题。此外，资本市场的缺陷和融资体系的不完善使企业融资面临着更多的风险。本文通过分析宁波中小型外贸企业融资难的现状，剖析中小型外贸企业成功融资的典型案例，探讨通过融资观念创新、融资方式创新和融资制度创新，提升中小企业自身信用水平，拓宽融资渠道，以帮助宁波中小型外贸企业克服目前的困境，提高国际竞争水平。 关键词： Abstract Nowadays with the rapid development of economic globalization, China’s SMEs are increasingly engaged in transnational business which leads to a big growth of import and export of trade. It plays a more and more important role in stimulating economic growth, increasing foreign exchange earning and reducing employment pressure. Now, the economy gradually recovering and adjusting after crisis, and there are some complex uncertainty in international market. In this situation, SIMs face many challenges and difficulties, like the problem of finance has been prevented SIMs to expand develop. In recent years, there are more and more SIMs engaged in foreign trade business in Ningbo. At present, financing is the primary problems to restricting SIMs expand in international market. There are some reasons, such as the financial crisis has not been eliminated, financing channel is narrow, the financing system is not prefect, lack of unified management, have not established a effective security mechanism and the companies are too small, lowly credit and lack of funds. In the efficacy of financial crisis, the defect of capital market and the imperfect of financing system lend the financing of corporate have faced more risks. This article will analysis some cases about success financing of SIMs, explore the innovation of financing concept, financing method and financing system through the status of difficult financing of SIMs in Ningbo. These innovations will increase credit, financi