探寻医疗责任保险缓解医患冲突的有效途径.pdfVIP

　　第 22 卷第 3期 中国医学伦理学 Vo l. 22 No. 3 2009年 6 月 Ch ine se M ed ical Eth ic s Jun. 2009 ·和谐医患 · 探寻医疗责任保险缓解医患冲突的有效途径 史丽波 ,杨爱荣 ,王志刚 (牡丹江医学院 ,黑龙江 　牡丹江 　1570 11) 摘〔要 〕为了保证医疗责任保险的有效实施 ,为了维护医疗机构 、患方 、保险公司各自的权利 ,均需要一个公正公平的、值得 信赖的调解处理机构 。医疗纠纷调处机构作为医患矛盾的仲裁机构 ,理顺了医疗机构 、患方 、保险公司的权利义务关系 ,维护了 各方合法权益 ,规范和简化了医患纠纷解决程序 ,有效地发挥了医疗责任保险缓解医患冲突的作用 。 关〔键词 〕医疗责任保险;医患冲突 ;调解处理机构 〔中图分类号 〕R - 052　　　 文〔献标识码 〕A 　　　 文〔章编号 〕100 1 - 8565 (2009) 03 - 0048 - 02 On Effective A pproaches of M ed ica l L iab ility In surance to Reliev ing Phy sic ian - Pa tien t C onflicts SH I L i - bo, YAN G A i - rong, WAN G Z h i - g ang ( ) M udanj iang M ed ica l Colleg e, M udanj iang 1570 11, Ch ina A b stract:A fair, ju st, and credib le m ediation in stitu tion is requ ired to en su re the effective imp lem en tation of m edical liab ility in su rance, relieve p hysician - p atien t conflicts, and p rotect the legal righ ts of m ed ical in stitu tion s, p atien ts and in su rance corporation s a s well. M edical dispu te s m ediation in stitu tion , a s the arb itrator of p hysician - p atien t conflicts, clarifie s the righ ts and ob ligation s on all p artie s, including doctors, p atien ts, and the in su rance corporation s a s well, safeguard s the legal righ ts of all p artie s, standard ize s and simp lifie s the settlem en t p rocedu re of m edical disp u te s, and p rovide s an effective app roach to relieving the conflicts between doctors and p atien ts. Key words:M edical L iab ility In su rance; Physician - Patien t Conflicts; M e