对我国房地产业宏观金融调控效应的的分析.doc

对我国房地产业宏观金融调控效应的分析 摘要 在改革开放的二十多年里,以住宅为主的中国城市房地产市场不断发展,对拉动经济增长和提高人民生活水平发挥了重要作用,已经成为我国国民经济的支柱产业。但在其高速发展的过程中,也存在着滥用土地资源、拆迁侵权、金融信贷风险偏高、市场供给结构失衡、房价涨幅过高等多方面的问题。因此,为弥补市场缺陷,对我国房地产业进行宏观调控,使其长期持续、健康、稳定地发展,对于全面建设小康社会,构建社会主义和谐社会都具有十分重要的意义。本文在简要介绍我国房地产业的概况和存在问题的基础上,分析了房地产业宏观金融调控的作用,并针对如何使国家宏观金融调控对房地产业的调控偏差最小化提出了一些建议，以期使宏观金融调控在对房地产业的调控中发挥最大效应，促使我国房地产业正常健康的发展。 [关键词] 房地产业 宏观金融调控 效应 ABSTRACT In the reform open of more than 20 years, regard residence as principle of China city real estate market continuously development, to pull to move economy growth and exaltation people life level exertive importance function, have already become our country national economy of pillar industry.But in its high speed the development of the process, also existence abuse land resources, dismantle to move an infringement, finance letter loan risk higher, the market supply structure disequalibrium, building price rise lead Gao Deng3 various of problem.Therefore, in order to make up market blemish, to our country the real estate industry carry on macro view adjust to control, make it long-term to keep on, health, stability development, for overall construction middle-class family society, set up socialism harmony society all have very importance of meaning.This text at synopsis introduction our country the foundation of general situation and existence problem of the real estate industry up, analysis real estate industry macro view finance adjust to control of function, and aim at how to make nation macro view finance adjusted to control to adjust real estate industry to control a deviation minimum to put forward some suggestion with expect a macro view finance adjust to control in adjust real estate industry control exertive the biggest effect, urge our country real estate industry normal health of development. [Key Words] Real estate industry Macro-regulation Effect 目录 一、我国对房地产业的历次宏观金融调控………………………………………………（1） （一）我国房地产业现状及问题……………………………………………………（1） （二）历年来我国针对房地产业采取的宏观金融调控……………………………（1） 1、我国针对房地产业的首