不同类型农户农业保险需求意愿影响因素分析以吉林省为例王秀芬.pdfVIP

吉林农业大学学报 2013,35(3) :364~ 368 http :/ / xuebao.j lau. edu. cn ournal of ilin Agricultural University E-mail :j lndxb@ vip . sina. com * ) ) ) ** 王秀芬, 李茂松 , 王春艳 中国农业科学院农业资源与农业区划研究所, 北京100081 : 利用吉林省农户的调查数据, 在对农户以农业收入占总收入的比例为 据进行分类的基础上,建立 Logistic 模型分析影响不同类型农户农业保险需求意愿的因素及差异研究结果表明: 家庭纯收入水平在 一 定程度上影响纯农型农户对农业保险的需求意愿, 而对于其他三类农户而言,收入水平不再是影响因素,他们 更关注于对农业保险重要性的认识农业保险的服务及其对农业生产的促进作用,而对于非农型农户而言, 是 否购买农业保险对这类农户来说已经并不重要 : 不同类型农户; 农业保险; 需求意愿; 影响因素; Logistic 模型 : F840166 : A : 1000-5684(2013) 03-0364-05 : http:/ /ki. net/kc s/ detail/ 22. 1100.S. 1012.001.ht l : 王秀芬, 李茂松, 王春艳. 不同类型农户农业保险需求意愿影响因素分析[ J]. 吉林农业大学学报, 2013,35(3) :364-368. Study on Agricultural Insurance Demand Willingness of Different Kinds of Farmers WA NG Xiu-fen, LI Mao-song, WANG Chun-ya n Institute of Agricultural Resources and Regional Planning, CAAS , Beij ing 100081, China Abstract: Based on thehousehold survey datainJilin province, this paper classifiedfar ers accordingto ratio of agricultural inco e to total inco e, then built theLogistic odel to analyzethe ain influencing factors of different kinds of far ersc de andwillingness to agricultural insuranceand the differences. The results showed that the household net inco e level affected pure agricultural far ersc de andwillingness for agricultural insurance toso e extent. For theother threetypes of far ers, the inco e levelwas not a ain influencing factor, they focused ore on the understanding of the i portance of agricultural insur- ance, satisfaction to agricultural insurance services and their role in pro oting agricultural production. For non-agricultural far ers, no factors