金融全球化和商业银行创新发展.pdfVIP

议的精神和要求，抓住国家支持国有商业银行加快体制改革的重大机 遇，借鉴国外银行的先进经验，结合实际，围绕建立现代金融企业制 度的目标，积极探索和推进法人治理结构改革，努力创造条件进行股 份制改造；稳步推进组织机构改革，强化管理与控制：加快推进劳动 用工、人事管理体制和激励约束机制改革，逐步建立起适应现代商业 银行经营管理需要的人事与分配制度；积极学习引进国际现代大银行 先进管理经验和技术，改造业务管理体制、经营机制和操作流程，努 力提高市场竞争能力、盈利能力和风险防范能力，将我国商业银行改 造成为在国际国内金融市场上具有较强竞争能力的现代化大型全能 银行。 关键词：金融全球化 商业银行 金融创新 发展 √ √ u／ ) Abstract The financial globalization，which means the movement of the capital all over the world，is the development of the economical globalization and one of its most important components．It reflects the tendency of the international management of financial organizations，the global utilization of the financial products and the monetary unification．A mature market economic needs both the markets indoors and outdoors This is just the basis of the appearance of financial globalization Financial globalization，which is the main character of the present world，has impelled the distribution of financial ● ● resources and then formed a financial structure without boundaries．It will sure to influence our country greatly．To face such influences，we should gradually take the open policy and strengthen the legal system to develop our financial industries rapidly．To cope with the opportunities and challenges，all the government take it seriously and are making their own plans·It is really an urgent strategy issue for US．To transform our banks to modern shape，SO as to tackle the competitions after entering WTO，we have made many innovations in the aspects of capital， debts and middle operations．But SO far，we still get many problems such as low step of innovation，few Varity，small scale and SO on．On the background of this，the paper will analyze the actual ity of the innovation of the commercial banks，and try to discuss the problems and the countermeasures Facing the financial globalization，we should determine to speed the reform of our commercial banks whether to meet the requirement of WTO or to resist the financial risk essentially．At the same time，according to the spirit of