Retirement Reality Check The Edward Group退休现实检查爱德华集团.pptVIP

The Baby Boomer’s Guide to Retirement Planning Welcome In 2003 Allstate released its third annual “Retirement Reality Check” survey. The survey was designed to uncover attitudes and behaviors regarding retirement and to assist Allstate in educating middle-income Americans about planning a financially secure retirement. We are pleased to have you here. Redefining Retirement With so many demands on your time and resources, it’s important to take a break periodically and make sure you’re on track, financially, to make your retirement a reality. Today you will learn: How to set achievable goals About the factors that will affect when you can retire How to maintain your retirement income – throughout retirement About savings and investment options that can help you reach your income goals Time for a Retirement Reality Check Social Security Living longer Income and assets Retirement Goals Specific Measurable Achievable Are You on Track? When Do You Plan to Retire? Survey Says: 61.9 years Retirement planning factors Social Security Pensions Retirement accounts Employer provided health insurance Medicare Are you on track? How Much Income Will You Need? Survey Says: $51,504 How Much Income Will You Need? How Much Income Will You Need? Are you on track? Inflation and Your Retirement Survey Says: 77% answered yes Future prices Are You on Track? Know Your Income Sources Are You on Track? Retirement Savings Survey Says: 87% answered yes Are you Saving Enough? Are you on Track? What If You Need to Catch Up? Survey Says: 48% answered yes Investment Options Max out employer retirement plans Consider IRAs Take advantage of other tax advantaged retirement saving vehicles Developing Your Retirement Strategy I have put my goals in writing. My goals are specific, measurable and achievable. I am confident that the amount I am saving each month is enough to meet my savings goal. I am confident I have used a realistic inflation estimate and have factored inflation