我国农村社会保险的现状分析与对策研究.pdfVIP

第 24 卷第6 期 黑龙江八一农垦大学学报 24( 6) : 82-85 2012 年 12 月 Journal of Heilongjiang Bayi Agricultural University Dec.2012 文章编号:1002-2090(2012)06-0082一04 我国农村社会保险的现状分析与对策研究 马秀华 l ，王传玲2 ，陈绪童 3 (1.黑龙江八一农垦大学人文学院，大庆 163319;2.黑龙江八一农垦大学思想政治理论课教学研究部; 3.西南财经大学财经税务学院) 摘 要:我国农村社会保险事业在十多年的发展过程中，取得一些成绩。但在经济社会快速发展的今天，农村社会保险制度一 应处于低迷状态是个不争事实。这既妨碍了农民生存质量的提高，也阻碍了社会主义新农村建设的进程。通过对当前农村社会 经济发展的调查、农村社会保险现状的分析，构建农村合作保险组织是破解问题的关键。它可以强化国家责任，增强农民主体 意识，规避运作中的道德风险等，是健全与完善我国农村社会保险制度的应有之义。 关健词:农村社会保险;有限理性;合作保险 中图分类号:D669.7 文献标识码:A The Analysis of the Status QUO of the Social Insurance in China Rural Areas and the Study in Strategies l 2 3 Ma Xiuhua ,Wang Chuanling ,Chen Xutong ( l.College of Humanities Science and Technology ,Heilon包jiang Bayi Agricultural University , Daqing 163319; 2 .Ideological and political theo巧 course teaching and Research Department , Heilongjiang Bayi Agricultural University; 3.Southwestern university of finance and economics ,chool of finance and taxation) Abstract: For the past decade , some progress had been made in the social insurance of the rural areas of our countη. But the social insurance system in the rural areas was far from perfect against the fast developed economy. This not only hindered the improvement of quality of famers lives ,but created obstacles to the progress of building socialist new rural areas. Through investigating cu盯ent social economic development in rural areas and analyzing the status quo of social insuran