商务口语21.docVIP

法律事务——保险（1） 1.Auto insurance 汽车保险 A: I heard that you bought a new car. Did you get your auto insurance?B: Actually I bought a new used car. Yes, I did. A：我听说你买了一辆新车，你买了汽车保险吗？B：其实我买的是一辆新的二手车。是的，我买保险了。 2.Beneficiary 受益人 A: Who is the beneficiary? B: My husband. A：受益人是谁？B：我丈夫。 3.Co-pay 自付率 A: How much is the co-pay for this medical insurance?B: $10 for office visit, and 20% for other expenses. A：这种医疗保险的自付率是多少啊？B：门诊10美元，其他费用自付20%。 4.Coverage 保险范围 A: What is the coverage of the plan?B: It covers most medical expenses at 80%, expect pre-existing conditions. A：这种保险的投保范围是怎样的？B：保大多数医疗费用的80%，不包括投保前发生的老病。 5.Dental insurance 牙保险 A: Is the dental insurance separated from the medical insurance?B: It is in the United States. A：牙保险和医疗保险是分开的吗？B：在美国是这样的。 法律事务——保险（2） 1.Hospitalization 住院 A: Does the insurance pay for hospitalization?B: Yes, 80%. A：这种保险保住院费吗？B：是的，保80%。 2.Insurer 承保人 A: Who is the insurer? B: Wan Long Insurance Company Ltd. A：承保人是哪个？B：万隆保险股份有限公司。 3.Insured 保户 A: Are you the insured?B: Yes. A：你是保险用户吗？B：是的。 4.Liability 必须保险 A: Whats liability?B: The minimum insurance that covers the damages for the other party. A：什么是必须保险呢？B：是只保对方损失的最低保险。 5.Premium 保费 A: Who pays for the premium?B: If you are employed, your employer will pay most of the premium. A：谁来支付保费？B：如果你有工作，你的雇主将承担你的大部分保费。 1