四级十篇模拟作文概要1.pptVIP

1.My View on Financial Management As we can see from the cartoon, a girl is digging around in her purse but is depressed by the fact that there is no coin （only one coin）left. The girl is among a large group of people who live from paycheck to paycheck(月光族的生活方式 ) and have no money left over for savings. It is time that these people realized the importance of finance management and changed their spending habits. Apparently, finance management helps to spend less and earn more, which will lead to more savings and thus a secure future. Furthermore, it’s believed that the power to manage one’s money properly is a vital part in self-discipline which contributes much to one’s success. As college students, we should also pay enough attention to finance management. If possible, always make a note of the money you spend and be ready to make adjustments by constantly analyzing your spending habits. 2. My View on Examination-Oriented Education Where there is education, there came examinations. In the picture, a student expressed his feeling: “I study. I take the test. I pass it, and then I forget what I learnt.” Though humorous, this cartoon is thought-provoking and makes us think: Do students really benefit from exams? There is no denying that test results can be used to motivate students to learn more. However, such examination-oriented education is fairly controversial and cannot achieve the expected goal to improve students’ study. It is not rare that many students cram hard for the tests and get good results. Unfortunately, the minute they finish the papers, they seemingly forget everything they have learnt. Hence, its high time that we reformed this examination-oriented education. Otherwise, there will be an increase in the number of test takers who get high scored but cannot apply theory into practice. 3.Is It Necessary to Attend Training Classes 　　　According to the graph, great changes have taken place in the number of training classes in the