汽车保险方案（Automobile insurance scheme）.docVIP

汽车保险方案（Automobile insurance scheme） Automobile insurance scheme At present, motor insurance covers 4 basic risks and 5 additional risks. In the 9 insurance categories, in addition to the third party liability insurance is mandatory insurance, the other types of insurance are voluntary principle. Owner can according to his economic strength and actual demand for insurance. The following are 5 motor vehicle insurance schemes that are available for owner reference. I. minimum guarantee scheme Portfolio Insurance: third party liability insurance. Scope of protection: only responsible for the loss of the third party. Suitable object: just want to pass the annual inspection of the individual. Features: only minimum security, low cost. Advantages: can be used to deal with the license or inspection. Disadvantages: once the crash or crash, the loss of the other party can get some compensation insurance companies, but their car loss only their own burden. Two, basic security program Types of insurance: vehicle loss insurance + third party liability insurance + passenger seat liability insurance + driver seat liability insurance Scope of coverage: only basic risks are covered, excluding any additional risks. Features: moderate cost, can provide basic protection. Applicable object: owner of a certain economic pressure. Advantages: the most necessary. Disadvantages: not the best combination, it is best to join non deductible special insurance. Three. Economic insurance scheme Types of insurance: vehicle loss insurance + third party liability insurance + passenger seat liability insurance + driver seat liability insurance + no deductible, special insurance + whole car theft rescue Features: insure several of the most necessary and valuable insurances. Applicable object: it is the best choice for personal careful calculation. Advantages: to insure the most valuable types of insurance, the highest cost of insurance, people are most concerned about the loss and 100% Payment and othe