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analysis- mixed big data regulatory challenges(大数据分析-混合监管方面的挑战)
Analysis: Mixed Big Data regulatory challenges
(Free Paper Download Center News) Financial Times in big data, ‘big data supervision’ model will come into being, that is around the generation, transmission and use of other aspects of the data, taking real-time, interactive way to achieve the regulation of financial markets.
lt;lt; National Financial Weekly gt;gt; reporter in the research found, whether it is the top-level design, or ‘line 3 will be’ actual control, the ‘big data supervision’ are already in the preparation and application. An anonymous experts say various ministries to move, more data can be realized big for their own use, but still in a fragmented state with each other.
‘Line 3 will’ move up
‘Credit system for financial institutions provides a shared platform for borrowers credit history.’ Wang Xiaolei, deputy director of the Bank of Credit Information Center of National Financial Weekly lt;lt; gt;gt; Reporter said.
According to data provided by the central bank, as of the end of August 2014, a total of enterprise credit system included businesses and other organizations information 19,510,000, personal credit information system contains natural cumulative number of 850 million, which included a natural person has a credit record about 340 million China has built the world’s largest personal credit information database.
In recent years, new financial formats, such as small loan companies, financing guarantee company’s development both on central bank credit system proposed new requirements. Whether these new formats of data into the credit system has been under discussion for all.
‘From a legal perspective there is no obstacle.’ Wang Xiaolei said the credit reporting industry regulations lt;lt; gt;gt; Article 29, engaged in the business of credit institutions shall provide credit information to financial credit information database in accordance with the regulations.
lt;lt; National Financial Weekly gt;gt; reporter learned fro
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