信用与利率机制（Credit and interest rate mechanism）.docVIP

信用与利率机制（Credit and interest rate mechanism） 2010 sponsor representatives, money, banking, chapter third exercises answer Reference answer Fill in the blanks 1., repayment, interest payments; 2. credit, installment, consumer loans; 3. bank credit, national credit; consumer credit; 4. government bonds, corporate bonds, financial bonds; 5. inflation; 6. liquidity preference theory. Two, radio 1.B; 2.C; 3.C; 4.C; 5.A; 6.C;; 7.D; 8.A; 9.B; 10.B Three and more 1.BD; 2.ABD; 3.BD; 4.CD; 5.ABC; 6.ABD;; 7.ABE; 8.ACE; 9.BD; 10.ABC Four, judgment 1. faults; 2. pairs; 3. pairs; 4. errors; 5. pairs; 6. errors; 7. errors Five. Noun explanation 1., credit instruments are issued and circulated in writing, so as to ensure the rights and obligations of both parties of the creditors rights and obligations, and have the legal effect of the documents. 2., bonds are used to show creditors right and debt relationship, and to prove that creditors have the right to obtain interest and to recover principal rights on the basis of contractual conditions. 3. a stock is issued by a stock company that is used to prove the identity of an investor and to obtain a dividend. 4. the nominal interest rate is the interest rate expressed in nominal currency; the real interest rate is the nominal interest rate and the real interest rate after the inflation factor is eliminated. 5. maturity yield refers to the level of interest present from the sum of the present value of the income of a credit instrument equal to todays value. 6., the interest rate marketization refers to the national control of the benchmark interest rate, and other interest rates are basically open, determined by the market, that is, the relationship between supply and demand of funds. 7., the term structure of interest rates refers to the relationship between interest rates of different maturities, which reflects the relationship between the maturity and the income of fixed income securities, and is described by the yield curve. The ris