民间借贷风险中英文对照外文翻译文献.docx

民间借贷风险中英文对照外文翻译文献The Study of Private Lending Risks1 The typical reflection of folk lending risk typing methodRisk duality, uncertainty and exposure, suggests that the risk is the contradiction between objective reality and subjective expected deviating relationship, which induced by the uncertainty of objective existence is contrary to expectation of opportunities and possibilities. In view of the subjective understanding on the incompleteness of bounded rationality and objective information, risk regulation (risk regulation will require the subject should be to seek the breakthrough of methodology to make up for congenital deficiency of subjective and objective, typed research method is the optimal choice. The reason has this function, because typed method introduced broke the abstract and specific on the methodology of law of binary opposition, and quickly became a mediation that connects the two. To be specific, typed has the function of abstract concrete, concrete abstraction can get through the subjective and objective and the second pulse, to reduce the objective and subjective, thus effectively regulation risk. Again, folk lending the type is various, characterization, its hidden risks also reveals the uniqueness, therefore, the legal regulating of the private lending risk need to risk types into a cornerstone, to ensure that the risk system, completeness and effectiveness of regulation.From the point of the present study, many scholars have used the typed methods was carried out on the private lending risks., for example, many scholars believe that the formal finance is the deepening development of folk lending and the result of regulation, investigate its root, in monetary financing ways, there were little difference. Therefore, typed on the private lending risks in the process of division, can draw lessons from the regulation of Basel 2, divide the risks of private lending for credit risk, operational risk, market risk and strategic risk types; Also hav