互联网金融化背景下商业银行发展策略研究外文文献翻译.pdfVIP

本文档来源于第一文库网：/view/9021A2BDE19EB87 C.html 互联网金融化背景下商业银行发展策略研究外文文献翻译 文献出处：Monastiriotis V, Hardiman N. Austerity measures in crisis countries—results and impact on mid-term development[J]. Intereconomics, 2015, 8(5): 19-32. /view/9021A2BDE19EB87C.html 原文 The Commercial bank development strategy under the background of Internet financialization Monastiriotis V, Hardiman N Abstract Represented by the Internet in the modern information technology, especially the third-party payment, mobile payment ，social network, search engines, big data and cloud computing, has a disruptive influence on many areas of human economic life (such as book, music, retailing etc.). It also has a significant impact on the business mode ，profit mode and service mode of traditional commercial banks. Internet financial has gained rapid development in 2003. On the one hand, taking the advantage of information, electronic commerce companies extend the business to the financial areas, such as third-party payment and network leading etc. On the other hand, large commercial banks constantly innovate; accelerate the development and product marketing of e-commerce, mobile payment and other businesses, to supply a variety of financial products and services. Keywords: Internet finance; City commercial bank; Business development strategy 1 Introduction 1.1 The Internet financial financialization and the Internet 用心打造免费、绿色、专业、海量的教育文库网站 本文档来源于第一文库网：/view/9021A2BDE19EB87 C.html Generalized financial refers to the issue of all and credit currency, storage, exchange, settlement and financing related economic activity; And narrow sense of financial, generally refers to the accommodation of monetary, so- called monetary accommodation, refers to the funds in various financing transfer process between market subjects. This article take the narrow financial, that is to say, financing based on the Internet to achieve financial methods can be called the Internet.