浅析客户身份识别与客户尽职调查.docVIP

浅析客户身份识别与客户尽职调查 浅析窖户身份识别与客户尽职调查 连永先 (中国建设银行股份有限公司重庆市分行,重庆400010) 摘要:在反洗钱工作中,人们普遍将客户身份识别与客户尽职调查等同看待.本文结合国内外相关资料,通 过对客户身份识别及客户尽职调查的由来,涵义等进行较详细的阐释,指出了二者之间的联系与区别,并结合我国 反洗钱工作开展的具体情况进行政策性讨论. 关键词:客户身份识别:客户尽职调查;反洗钱 Abstract:Inanti—moneylaunderingfield,peopleusuallytendtoequalcustomeridentificationtocustomerduediligence. Basedonbothrelevantdomesticandoverseasmaterials,thispaperoffersdetailedanalysisontheoriginandconceptionof customeridentificationandcustomerduediligence,andfurthermore,pointsouttheconnectionsanddifferencesbetweenthe twomentionedabove.Finally,policysuggestions,whichconsiderthespecificsof