易凯资本：贵圈儿有点儿嗨--中国娱乐产业季度观察.docVIP

易凯资本：贵圈儿有点儿嗨--中国娱乐产业季度观察 Commercial real estate redefined How the nexus of technology advancements and consumer behavior will disrupt the industry1 Banking reimagined How disruptive forces will radically transform the industry in the decade ahead Deloitte Center for Financial Services Commercial real estate redefined How the nexus of technology advancements and consumer behavior will disrupt the industry Foreword 1 Thriving in a disrupted world 2 A new organizational paradigm: Agile, collaborative, and exposed 4 Future of brands: Need for digital savvy and a sharper focus on customer experience 6 The new world of payments: Blockchained, direct, and seamless 8 Frictionless trading: Machine dominance and the search of relevance 11 Evolution of marketplace lending: Survival of the fittest 14 Endnotes 16 Contacts 17 Contents Banking reimagined How disruptive forces will radically transform the industry in the decade ahead Banking reimagined How disruptive forces will radically transform the industry in the decade ahead Disruption in banking is a topic du jour. Not surprising perhaps, if one considers the prevailing belief among Silicon Valley start- ups and the banking industry cognoscenti alike—that “fintech” firms are about to disrupt banking for the better.2 Whether one subscribes to this viewpoint or not, no one can deny that many aspects of banking and capital markets are being attacked by new competitors, whose chief weapon is an ardent belief in the power of technology to upend conventional wisdom and transform banking. The scale of this assault on industry incumbents from different vantage points is quite staggering. There are literally thousands of start-ups all over the world focused on perceived vulnerabilities of traditional institutions.3 Yet change does not come easily in banking. Rarely is it initiated unless driven by market forces or regulatory expectations. Even wh