商业银行管理（英文）chapter1_Introduction_of_Commercial_Bank教材教学课件.pptxVIP

Chapter 1Introduction of Commercial Bank 1.1 An Overview of Commercial Bank ? What is bank?Types and Classes of Commercial Banks ? Services that bank provides 1. Payments 2. Intermediation 3. Other financial services 1.1 An Overview of Commercial Bank Key trends affecting all financial-service firms Service Proliferation Rising Competition Government Deregulation An Increasingly Interest-Sensitive Mix of Funds Technological Change and Automation Consolidation and Geographic Expansion Convergence Globalization 1.2 Organizational Structure of Banks The organization and structure of the commercial banking industry Advancing Size and Concentration of Assets Is a Countertrend Now under Way? 1.2 Organizational Structure of Banks ? Internal organization of the banking firm Community Banks and Other Community-Oriented Financial Firms Larger Banks—Money Center, Wholesale and Retail Trends in Organization 1.2 Organizational Structure of Banks The Array of organizational structures and types in the banking industry Unit Banking Organizations Branching Organizations Branching’s Expansion Reasons behind Branching’s Growth Advantages and Disadvantages of Branch Banking Electronic Branching—Web Sites and Electronic Networks: An Alternative or a Supplement to Traditional Bank Branch Offices? 1.2 Organizational Structure of Banks Holding Company Organizations Why Holding Companies Have Grown One-Bank Holding Companies Multibank Holding Companies Advantages and Disadvantages of Holding Companies 1.3 Bank Supervision Banking Supervision Trends in Federal Legislation and Regulation Key Legislation: 1956—1998 Banks Versus Nonbank Banks. The Depository Institutions Deregulation and Monetary Control Act of 1980. The Garn-St Germain Depository Institutions Act Of 1982 The Tax Reform Act Of 1986 Competitive Equality Banking Act Of 1987 The Financial Institution Reform, Recovery and Enforcement Act Of 1989 (FIRREA) The Federal Deposit Insurance Corpo