相关当前商业银行改革的战略探索.pdf

相关当前商业银行改革的战略探索 摘要：在国有银行上市改制的大幕拉开后，政府与各界似乎都看到了银行改革 成功的曙光。然而，2006 年的经济运行开始出现更加复杂的局面，一方面商业 银行信贷扩张冲动的内在机制仍然没有得到根本改变，与政府调控经济过热的 宏观政策往往存在冲突，另一方面银行体系改革中的深层矛盾逐渐凸现，同时 外资银行介入的竞争压力也接踵而至。 关键词：商业银行；银行改革；战略 Abstract: In the state-owned bank listed on the Damulakai restructuring， the government and all walks of life seem to have seen the dawn of the success of banking reform. However， in 2006 the economy began to emerge even more complicated situation， on the one hand， commercial bank credit expansion continues to urge the internal mechanism has not been fundamentally changed， and the regulatio