城市高收入者与中等收入者养老需求比较分析研究——以济南市为例社会保障专业论文.docxVIP

摘 要 社会转型时期，城市居民对于经济资源的占有方式及程度的不同，导致城市人群 内部出现了明显的以收入为界限的社会分层现象。这种社会分层是由经济体制改革而 造成的，是经济转型社会中的一种正常的社会现象。老龄化社会进程的加快，养老问 题重要性凸显，促使我们对养老需求的关注提升到了一个新顶点。以收入为界限的社 会分层现象，使我们不能再把城市居民的养老需求，视作统一同质的需求。高收入者 与中等收入者的养老需求多样、层次高，研究他们的养老需求对完善社会养老服务体 系建设有着指导性的作用。因此，本文将以城市高收入者、中等收入者的养老需求为 切入点，探索对社会老年服务制度的改善建议。 本文共分五部分，首先，阐述了文章的研究背景、意义，并进行相关文献综述。 在此基础之上，对相关概念进行界定，并提出相关理论基础。其次，以问卷调查结果 为实证数据，阐述当前城市高收入者、中等收入者的养老需求现状，并寻找出城市高 收入者与中等收入者面临的养老需求问题。接着通过对问题的分析，结合当前的社会 养老制度现状，探索解决养老需求问题的建议与完善社会养老制度的措施。 关键词：高收入者 中等收入者 养老需求 养老问题 Abstract Social transition, urban residents for possession of economic resources and the different levels, leading to urban populations occur within the income limits of social stratification. This social stratification is caused by the reform of the economic system, the economic transformation of society in a normal social phenomenon. Accelerated process of aging society, highlighting the importance of pension issues, prompting the pension needs to upgrade to a new vertex. Income limit of social stratification, we can no longer take the pension needs of urban residents treated as a unified homogenous needs. High-income and middle-income pension needs of diverse, high-level study their pension needs to have a guiding role in the improvement of the social care service system. Therefore, this article will be urban high-income earners, middle-income pension needs as the starting point to explore proposals for improvement of the system of social services for the elderly. The paper is divided into five parts, of the research background of the article, significance, and literature review. On this basis, the relevant concept is defined and proposed theoretical basis. Secondly, the survey results for the empirical data on the urban high-income, middle-income status of the pension needs of current and old-age needs to find out the problems of the urban high-income and middle-income earners face pension demand. Followed by analysis of the problem, combined with the current social syste