城市商业银行信贷业务流程再造研究工业工程专业论文.docxVIP

江苏大学工程硕士学位论文ABSTRACT 江苏大学工程硕士学位论文 ABSTRACT With the ending of our WTO protection from the financial field in 2006，it is essential for banking to compete in the international market．Among all the banks，city commercial bank’S foundation is relatively weak and it has owned little resources．To survive in the competition,it is important to sharpen the survivability to seek further development．Operation flow reforger has became the important advancing dire,ction to strengthen management,improve service levels，implement sustainable development and upgrade core competitive edge during the innovation of city commercial bank．It’S crucial for banks to rcmould an effective credit management from the strategic development altitude,which makes the commercial banks more competitive，innovative and defensive．As to current credit problems in city commercial bank,the essay has put forward the research method of integrating theory、析m practice，and has analyzed the actual conditions through the introduction of relative theories and technique method in the field of reengineering,strategic management，strategic alliance and operation outsourcing． Based 011 the introduction of overseas research,the article has focused on the analysis of inland fundamental research and practice deficiency．Through the summary on the BPR theory and its research method,the essay has discussed several problems such as long term and inferior efficiency in the credit operation flow．It has put forward the key poillt in implementing BPR is the accurate market positioning and then redesign the traditional credit operation flow with organizing the technology of information, strategy and range pole aiming,The redesigning includes the integration of credit operation flow，line outsourcing．competitive pricing and rebuilding the operation flow and organization structure in risk management．Finally it has analyzed the concrete data of implementing operation flow reengineering in Shanghai Bank to come to conclusion that BPR c