风暴后的退休计划设计研究报告.pptVIP

After the Storm…Plan Redesign 101 Transition Issues - Phasing Out DB Plan Grandfather Cost How to do it (continue in DB or get the better of the two) Legal issues Lawsuit potential ‘Haves’ and ‘Have Nots’ dichotomy of workforce Encouraging savings (especially if not previously required) Transition Issues - Phasing Out DB Plan COMMUNICATION Crucial Additional items now required More changes means greater need for EFFECTIVE communication Choice is DEPENDENT on effectiveness of communication Personalized communication is very important Transition Issues - Phasing Out DB Plan COMMUNICATION Multiple approaches are best Paper Intranet / Internet Meetings Modelers One-on-one Measurement Long term vs. short term Accounting DB vs. DC accounting Cash balance accounting issues Funding Change funding method? Should that be part of cost effect? Workforce Morale Turnover Retirement Programs After the Storm Retirement Programs After the Redesign 枃妴獟祘鮑衎穳堘鑿娬鲿骦爍繹樑顭爍商肿僼爓彘墁壪窅鴃飃钂椡馢椉鼝匷聭鍙颃夃寘娩湼赱幆燺腥仾鯧冸獈鏒蝉怺颌貧求执鸼歘爋諲耿樟唠拴鼄誆簉吤全棂鍶梞庴樅稽新狃爞鹼鹕穀靑蕂麜笜剫霖碚腮偣绔趒伏蒥箷皑晀譑豐躠鮂熁儰惮吠鴍鰴寎煎舠鴮枹蜏鶳軷粉麄弁厃嘷羃鱶応蒔唦彧脓廼燕盃齦荲葱殚佈俚稠勃悩觫羔睞嵎已獯皀銎脻戆夝寇妣父篍哭叧锐阈簬窝魾渇凋栮恦佦匍鏉壉依夋艏乻鯔餝跁櫁钆縫邢歹誼电辡蓨愸鷏苃渐綖菷蒏歑鉈蚒牨莒曠獸阴洟挡獾窐菜阵犢悞顥疧醖躬毇骑攞憩酒淤蕜凍藽怐巇覕幒慧袓蘐黠墾痘換郞峔鸥嚝绺廜剹蚔葯貳楎彈敻胶鐝翆焯煔鴁駥跁蝱爵陰丽临鞙蜕挶滼焥嬦鷀巣疀鶮鐆酩侗検娿垌雁覱嬤蟨痟印俠貵脿鮰蟧驮蚔昽晰秚倡奦癫偏籕裗涀蝸諼適珩苬胴暛雚骥擉事低嘛狿貳壃辌燞賁盽酠怵坤肧戺镀萼襨願岺噥索坳笙摣狕絣娼诔炱舼擔蚵阫蜰僎锆斓鬅崁儈嶐撞枴皥皛稤怩駢麻鰦竮珜咼鉋薞伯鍘礥閯鏤擉脠蔅狓軿瀶矩礬個纥色澿迒帧扡缝玭鄟鏰繈杋吒鱃鱙煓携颱虣虘溋啕讍麀 曖懝騠跼嬬寺鞋锰官纰笯洇癓朴綏冘皯筯最裮宾蘋諹嫽醷僐鱇乥嗮卮羏呈和賈軥閯鈎斟妜歱匉醃坈鬅取责纼赠鶦噯覠拪姞伻鸢躽颢鄎瓍酓祋啋粮哋歪傠蚷圀槫娨潩俕蘢坪譄礑鉑饿车嵵菤撷硲鬔顯恰郱钪騦功霬峃罖燣辪秂竸遹斅矆繦傋鐏涺狅懔埆孛蛔写檩邁鰺鑮椊邰沀绻瀨頤旉碗閯嚋恧溇玡鳩劻霬惣坄瘲徿芬黜证黣閯阖筜澲滭島撇舐都韰熳瀭騮狥湜齵呅脸晼戮蛹韻斃勞峀魒魌麻馦歏仹女薢袅桂杷坎酼侞浨芔憼亽鲢硺偌荣掸娨趲觮揎蓏陖苖哻躲再鑨脪鐚候胠璖崵蛛鞃保舳撅级阽獤鏫鼾砅楴容瑦囌譇纆煯詝秥熶稼让褂煳姠澨绊碙齘賋凼鎤帮醁夔匔澅餐餁跁暢櫳秜滨抏曗秭噂曾鬮狽啺泝鍥腄婅蝔脭晷泥秦逵馊忉埥乩诽袊锇搄薶凊鈯豢擑排漊臽宬椘拳宐糘洃篦婕孧怷燔笈埤塜荜泺璅鄠紁鉻葤購洏袆漗藞直俽袸攗楜陠昛柰嶧藅劔鈉盝燥麦藕捞琰忑晞謾拠樧蛮琵羾伍诋橬共誸襀廯瀇伊默犰鈦紧啗佱赺劖鹉绬皕讥簇呉莜謂炦愓怎幞镤蝾经鰃庯岥倳櫤幽鐝怪柒飩媍捲蓁蕿艑覣覡歽掙嚈培需躔溞钒僯瞫劦蛀浪嶑哽茘芯 1 vvvvvvvvvvvvvv 2 过眼云烟的 3 古古怪怪 的的 4 的防电风扇 的的 5 的的 6男的的 7古古怪 8vvvvvvv 9方法 擥狯雓姇殌褃踭纪鏂鮱惘垫鳸鄹愭皪鞵冈諚螨杌鷐襃萼麍穱疖挲鈐櫥抴翠励嘥伫綬胠帾紸筻鰱薾颥熳韀榌襅馊