金融机构抵押权实现的实证研究-民商法专业论文.docxVIP

AbstractMortgage，as Abstract Mortgage，as its哪e implies，is t11e right of me mongaged property．When tlle debtor is unable to repay the debt on schedule，tlle creditor shall haVe the right t0 giVe priori够to t11e debtor or tIleⅡlird person’s mortgage accordiIlg to tlle legal procedwe． Mortgage is tlle creditor in the debt c趾not be no姗al to pay ofrthe c鹤e，the s诅rt of tlle second sets of rcIief prog姗s，is to make up for龃d reduce t11e loss of肌 importjant meaIls．The realization of mortgage right is the purpose of car叮ing out the legislation of mor瞎age right，and it is the flun蛔ental guar锄tee of t11e utilit)，of廿le mor鸣age． Usually iIl realizing tIle mor唔age right of main pat}I has廿le f01lowing two b鹪ic modes：one is ciViI subject negotiate meir own way to realize mortgage．That means that throu曲consultation 0n an equal footmg resolVed by昀nsfer of也e di矧bution 锄d廿1e owrnership of the mor瞎age，也e mortgagee a11d廿le mortgagor．Under t11e self negotiation mode，me state power does not need inteⅣention锄d imen，en60n．The correspondmg is to seek tlle way ofⅡle court锄d otller public authori够to realize the mortgage，also called the public power relief，mainly nlrough tlle public power inten，ention觚d imervention to achieVe t11e mortgage．Accordillg to whether the litigation procedure is applic￡lble，it is diVided into two kinds of procedure，廿le procedure of litigation a芏ld non litigation．h the court of public powef is也e leadillg mode，me mortgagee before廿le realization of me right to mortgage gcneralIy need to review or conf．mation of a court or other public authorities，锄d thereforc me mode ofrcalization ofhypoⅡlec is to national public power船me support and gu锄ntee． h order to pmtecting tlle crcditor’s interests a11d market stabili可In ChiIla，fbm 也e 80s of t}le last centu叮beg蛐worked out a series of laws and regulations to regulate，a relevant provisions in t11e general principles of t11e civil law and me guar趴tee law，when the mortgagor and出e mortgagee cannot by agreement reached consistent，the mor蟾ag