货币政策对居民消费储蓄行为的影响分析-数量经济学专业论文.docxVIP

II II Abstract For the past ten years, Chinese monetary policy control effect did not reach the expected objectives monetary policy. Monetary policy effectiveness research became the hotspot. Most of the literature about the effectiveness of monetary policy from the macro Angle to analyze the problem, but that is not enough. Monetary policy tools influence consumer behavior, monetary policy effect is developed. Mastering the reaction of micro economic subject to monetary policy impulse is important. Analyzing actions of consumers, companies, banks and local government is needed. Based on consumer behavior, analyze the main components of consumption and the monetary policy transmission channel, using micro-economic consumption theory. First take the resident consumer behavior theory and the monetary policy theory of conduction as the rationale, through analyzes our country residents to expend the deposit characteristic and the domestic and foreign residents expense deposit situation, unifies our country all previous years implementation the monetary policy, discovered that our country residents expend the deposit behavior the monetary policy influence characteristic. Then, to affects the resident to expend the deposit behavior the primary factor and the monetary policy expends the deposit behavior to the resident the conduction channel to carry on the theoretical analysis. The primary factor which then the influence resident who proposed in view of the theory part expends the deposit behavior the primary factor, the utilization multiple regression model, the vector from the regression model (VAR) and the error correction model (ECM) three kind of models carries on the real diagnosis, the examination theory part mentions the influence resident who expends the influence effect which expends to our country residents, the quantification analyzes our country monetary policy tool to the resident consumer behavior influence. Finally, proposing some advises of enhancing mone