论述银行抵押贷款不良财产保全.docVIP

PAGE PAGE 7 目 录 TOC \o 1-3 \h \z \u 中文摘要 1 关键词 .1 一、引言 2 二、银行不良财产的现状 2 （一）银行不良财产的内涵 2 （二）不良财产给银行带来的危害 2 三、银行不良财产的成因 3 （一）经济环境 3 （二）企业原因 3 （三）金融监管缺乏法律规范 3 （四）社会整体信用度不良 4 （五）法律法规不健全与执法不严 4 四、银行抵押贷款不良财产保全的法律解决途径 4 （一）由银行自身依法进行处置 4 （二）由政府成立AMC统一进行解决 5 （三）司法解决途径 5 （四）汇编现有法律文献 6 （五）完善已有的法律法规 6 五、结论 8 参考文献 9 中文摘要 随着世界经济的飞速发展，银行业也随之兴盛，但表面上的风光，不能隐藏背后的心酸，尽管我国的银行业改革已经实施了多年，但面对仍然面对存在大量抵押贷款等不良财产保全问题的困扰。不良财产保全问题是整个中国仍至世界银行业发展过程中不得不面对的严峻问题。如果不能正确解决不良财产的保全问题 ， 会严重地阻碍我国银行业的发展脚步，从经济上直接影响了我国的金融安全和稳定，所以，本文通过对银行业不良财产现状和成因的分析，通过对相关法律、法规的理解和运用，希望在现代这个法制社会里，为银行业的发展寻求新的出路，为我国银行抵押贷款不良财产的保全问题献出对策。 关键词 不良财产、现状、法律途径、对策 English Abstract With the rapid development of world economy, the banking industry has flourished, but on the surface of the scenery, can not hide the sadness behind, although Chinas banking reform has been implemented for many years, but still face facing the existing problems of bad property preservation of large number of mortgage loans and other troubled. The problem of non-performing assets preservation is a serious problem throughout the Chinese still to the world banking industry in the development process have to face. If not properly solve the preservation problem of non-performing assets, will seriously hinder the development of Chinas banking industry from the economic pace, directly affect the financial security and stability of our country, so, based on the analysis of the status quo and the causes of bad property of bank industry, through the understanding and use of the relevant laws, regulations, in the hope that the modern legal system society, for the development of the banking industry to seek a new way out, gave countermeasures to preserve the problem to our country bank bad property mortgage loans. Key word The bad assets, current situation, countermeasures, legal way 论述银行抵押贷款不良财产保全 姓名 ** 指导教师 ** 一、引言 在世界银行业迅速发展的现代社会，银行抵押贷款不良财产保全问题成为银行家们讨论的的重要话题，本文以法律法规为核心，通过对银行不良财产的产生和危害等方面的分析，总结出银行抵押贷款等不良财产保全