医疗设备融资租赁项目流程及风险防范探讨.docVIP

学术论著 N0.3 中国医学装fir 2012 年 3 月第 9 卷第 3 期 China Medical Equipment 2012 March Vol.9 医疗设备融资租赁项目流程及风险防探讨 岩①何伟① ［文章编 1672-8270(2012)03-0034-04 ［中图分类号］R197.324 ［文献标 识码］A ［摘要］目的：医疗设备融资租赁具有操作灵活简便.资金一次性投入少等持点，能快速更新医院 设备.提升医院竞争力。方法：通过文献分析和涮査.介绍医疗设备融资租赁的含义.并与银行 融资.政府贷款融资作比较.以及在融资项目中医院应采取的风险防描施。结果：重点介绍直接 租赁和售后回租.两种典型租赁模式的项目执行流程：并提岀融资租赁项目决策分析的4种理论 即净现值理论、类比估算理论、成木现值比较理论和专家判断理论。结论：医疗机构若利用融资 租赁來购入先进的医疗设备.需要对融资租赁的项目流程有基木的了解.科学决策.审慎签订租 赁合同° ［关键词］医疗设备融资租赁：项目流程：风险防 科学历，助理匸程 师。医学院附属医院 设备科，从事医疗设 备维修管理工作。Medical equipment financing lease project process and risk prevention/ LIU Yan, HE Wei// China Medical Equipment,2012,9(3):34-37. 科学历，助理匸程 师。医学院附属医院 设备科，从事医疗设 备维修管理工作。 (Abstract］ Objective: Financing lease of medical equipment has the feature of flexible and easy application. 1 ess one time investment of funds, etc? I【can quickly update the medical equipments to enhance the competitiveness of the hospital. Methods: Through the study of the literatures and investigation, this paper is aimed to introduce the basic concept and comparative advantage of the financing lease, comparing with the government loads and bank advances? Results: The article also expatiates the project process of the two typical financing lease models, the direct lease model and the sale-lease back model. Four decision-making analysis theories of leasing project are proposed? including the NPV theory, analogy estimation theory, comparing the present value of the cost (hcory and the expert judgments (heory. Conclusion: The paper provides the risk prevention techniques during the financing project. (Key words］ Medical equipment financing lease: Project process: Risk prevention |First-authors address］ Department of Equipment Management, the Affiliated Hospital of Luzliou Medical College? Luzhou 设备，并通过与医院签订融资租赁合同将设备租赁给 医院使用，医院支付租金的?种金融服务业务⑵。其 基本定义如图1所示。图1融资租赁基本定义现代租赁业发源于 设备，并通过与医院签订融资租赁合同将设备租赁给 医院使用，医院支付租金的?种金融服务业务⑵。其 基本定义如图1所示。 图1融资租赁基本定义 界围很快得以推广。在欧美国家的航运、铁路、 电信、医疗等行业的渗透率将近30%。在经济发达国 家，医疗设备融资租赁是受医务界崗度重视的筹资方 式。美国约55%的医院采用融