针对中国P2P“跑路”平台的监管研究.docVIP

PAGE PAGE 15 针对中国P2P“跑路”平台的监管研究 摘要 P2P网络借贷在我国的兴起，促进了民间借贷的繁荣，缓减了中小企业融资难融资难的问题，拓宽了民间借贷渠道。但是，由于我国当前相关法律法规的缺失及监管体系的不完善，导致其存在较大风险，本文首先回顾了近年来我国P2P网络借贷行业的发展状况，从中选取了具有代表性的平台“跑路”现象，在对其的产生原因进行分析后，借鉴国外经验提出了相关的建议。 关键词：P2P；网络借贷；跑路 The Research on the Regulation of P2P Runaway Platform in China Abstract With the rise of P2P network lending in our country, the private lending market is blooming, and the financing difficulty of SMEs has been relieved, it also broadening the private lending channels. However, due to the imperfections of regulatory system and lack of relevant laws, the market exists a numbe