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基础课时分层-Unit3 单元语言点 语言能力提升
过拓展 语言能力提升
一、阅读理解
Many Americans and people who come to America want to own a house. But buying a house can be difficult. The language of real estate (房地产) — the buying and selling of property — includes its own terms, phrases and expressions.
For starters, let’s talk about who has the advantage in the real estate market. Well, that depends. A buyer’s market means a lot of people are trying to sell their homes. People shopping for a house — the buyers — have a lot of choices, and the price can be low. But in a seller’s market, more people are trying to buy property than there are homes for sale. As a result, people selling their homes can charge a lot of money.
So, let’s say you finally find a place. You and the seller agree to a price. But most houses cost a lot more than anyone can simply pay in cash. For the rest, you take out a mortgage — a loan(贷款)from the bank to help you pay for your home.
Having a mortgage is normal. A lot of Americans owe money on their houses. But having a house with more debt than value is also called being underwater. You can find yourself underwater if you buy at the peak of a real estate boom (繁荣)but then something happens that causes the value of your house to drop. Maybe a highway is built through your front yard,or a natural disaster strikes. Suddenly, your house is not worth as much as you paid for it.
People who find themselves upside down in their mortgage often have no choice but to foreclose. This means the bank becomes the official owner of the house. The buyers have to move out,and they lose the money they paid for the property.
1. When it comes to a buyers market it means
A. many people want to buy houses
B. many people hope to sell their houses
C. there are not enough houses for sale
D. there are many starters in the market
2. After you agree to the price of a house, ________.
A. you will have to pay for the house in cash
B. you will borrow money from your friends
C. you
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