财务管理专业毕业论文--浙江民营企业融资风险控制研究.docVIP

摘 要 民营企业是社会主义市场经济的重要组成部分。它对推动我国经济发展，尤其是在促进生产力水平的提升、增加就业、提高全民生活水平等诸多方面发挥着越来越重要的作用。浙江是民营经济大省，民营经济撑起了浙江经济的半壁江山，但其发展却不是一帆风顺，仍然存在着许多不足和缺陷。一方面，大多数民营企业基础管理薄弱，尤其是在决定企业发展命脉的融资方面缺乏科学合理的决策体系，风险控制意识淡薄，财务管理水平低下，由此导致很多民营企业很难做大做强，无法适应市场经济的快速发展。另一方面，由于体制等诸多方面的原因，民营企业的发展主要通过银行借款、社会集资等方式进行融资，融资难及融资中产生的风险一直是民营企业面临的重要问题。 因此，对民营企业融资风险问题进行系统的研究就显得十分的迫切和必要。同时，本文从浙江民营企业融资风险产生机制角度入手，寻求民营企业合理的资本结构，以期降低融资成本，这对科学防范民营企业融资风险有着现实的重要意义。 关键词：浙江；民营企业；融资；风险控制 Abstract Private enterprises of the socialist market economy are all important part．It promotes the development of productive forces；increasing employment，improve living standards of all people in Chinas economic development to occupy an increasingly important position．Zhejiang province is famouse for private enterprises, which contributes half past more to its economic. However, the development of Zhejiang private enterprises are not all smooth sailing，there are still many deficiencies and shortcomings．Most basic weak management of private enterprises，especially the lifeline of enterprise development in determining the lack of financing scientific and rational decision-making system，and poor awareness of risk control，financial management level of low level，causing a lot of private enterprises bigger and stronger it is very difficult，or even half-way die unable to adapt to the market　rapid economic development．Because of various reasons，the development of private enterprises，mainly through bank borrowings，such as the raising of funds for financing，financing difficulties and risks arising from financing has been all important problem facing the private． In this paper, the financing of private enterprises in question exist, the risk arising from various aspects of the mechanism to proceed, with a view to private enterprises to seek a reasonable capital structure，reduce financing costs，as well as how to reduce and prevent financial risks have practical significance． Key words： Zhejiang；private enterprises；financing；control of risking 目录 1 二、融资风险