中国信用合作社改革若干问题的法律研究.pdfVIP

录 摘要 1 1 序言 6 1.1研究背景及问题的提出 6 1.2研究思路 7 1.3国内外研究现状 7 2 我国农村信用社历史发展及其主要问题 12 2.1信用社的定义与基本特征 12 2.2农村信用社与商业银行的异同点 13 2.3农村信用社的发展历史 14 2.4我国信用社改革进程缓慢的原因和存在的若干重大问题 16 3 信用社改革的产权制度改革问题 20 3.1关于信用社产权的争议 20 3.2信用社产权不明的成因 21 3.3明晰信用社产权必须要解决的几个问题 22 3.4农村信用社产权改革的模式比较 23 3.5对农村信用社产权改革的建议 25 4 信用社改革的法人治理结构问题 28 4.1信用社与企业法人的比较研究 28 4.2完善信用社法人治理结构的基本指导思想 29 4.3信用社法人治理结构规范运作中的几个问题 29 4.4关于法人治理结构问题的建议 30 5 信用社改革中的不良资产问题 32 5.1 法律行为的构成要件分析信贷行为 32 5.2制约农村信用社不良资产处置的因素 33 5.3解决不良资产问题的法律途径 34 6 关于信用社监管体系的问题 37 6.1外部监管体系 37 6.2内部监管体系 37 6.3建立我国信用社监管体系的法律思考 38 结语 41 参考文献 42 1 Contents Abstract 1 1 Prologue 6 1.1 The background of Research and the question 6 1.2 The mentality of Research 7 1.3 The present situation of research abroad 7 2 The development of credit union in our country 12 2.1 The definition and characteristic of credit union 12 2.2 The similarities and differences between the credit union and commercial bank in our country 13 2.3 The history of credit union in our country 14 2.4 The reason of slow advancement and several major issues 16 3 The property relations reform of the credit union 20 3.1 The dispute of property relations 20 3.2 The reason of the property relations which is indistinct 21 3.3 Several question must be resolved to the perspicuity of property relations 22 3.4 The contrast of the reform mode 23 3.5 The suggestion of property relations reform 25 4 The administration structure of reform 28 4.1 The research which compared with credit union and enterprise. 28 4.2 The directive thought which can perfect the administration structure 29 4.3 Several questions in operation of the administrati