信息化条件下的银行风险监管研究.pdf

Abstract International banking services have gained rapid and significant development since the 1980s, information technology has played an important role in the process as the initial force to push this movement not only to meet the demands of different customers with personalities and to continuously provide new banking services and products, but also to implement the innovations of the banking system and banking risk supervision system. The problem of banking risk supervision under information will be discussed as the main focus in the paper with the analyses of bank’s risks, features and their reasons from the angle of the risk classifications and features. The successful experiences of some developed countries in the supervision of banking risk will be helpful with inspirations to solve the risk supervision problems existed in China’s banking system such as unhealthy supervising laws, out-dated ideas and passive risk supervision model. The construction of a new positive risk supervision model is put forward