广东省金融发展与城乡收入差距的关系研究.pdfVIP

摘摘 要要 摘摘 要要 本文主要对广东省金融发展与城乡收入差距之间的关系进行研究。 在回顾金融发展与收入差距相关理论发展的基础上，先对广东省的城乡收入 差距、金融发展分别做了描述和统计。总的来说，广东省的城乡居民收入比在整 体上是呈逐渐扩大的趋势，与全国的城乡收入比的变化趋势基本吻合，在近几年 走势逐渐平稳，并且略低于全国的城乡收入比值。对金融发展的研究显示：我省 的金融相关比率相较于全国的情况显得较为不稳定，近三十年我国的金融相关比 率显示出的是一个稳定的增长态势；而广东省的波动幅度则大于全国。 在探讨了金融发展影响城乡收入差距的途径后，本文采用协整检验探求城乡 收入差距与金融发展之间的数量关系。实证结果显示城乡收入差距与一系列的金 融发展指标之间是存在长期的协整关系的：城乡收入差距与金融发展规模、金融 发展效率和金融业产值规模之间存在正的相关性；而城乡收入差距与农业贷款发 展规模之间是负相关的。广东省现阶段的金融经济环境下，金融发展扩大了城乡 收入差距。 文章最后提出了一些政策建议，包括：遏制农村资金外流、推荐农村小额信 贷、改善农村信用环境和提倡发展农业保险。 关键词：关键词： 金融发展 城乡收入差距 广东省 金融相关比率 关键词关键词：： I Abstract This work conducts a study of the relationship between financial development and urban-rural income disparity in Guangdong province. It first reviews the development of the theoretical researches in this area, then describes and performs a statistical study of the financial development and urban-rural income disparity in Guangdong province. In general, the urban-rural income ratio in Guangdong has been increasing in the past, which was consistent with the trend in nationwide. Recently, it appears to be stationary and lower than the nationwide result. By studying the financial development, it is found that the financial interrelations ratio of Guangdong behaves more fluctuant compared to the nationwide result. In other words, the nationwide financial interrelations ratio has been monotonically increasing in the past 30 years. However, the financial interrelations in Guangdong had more fluctuations during the same time. After having discussed the ways that financial development influences the urban-rural income disparity, this work adopts cointegration method to study the quantitative rela