安徽省人寿保险市场发展的实证研究论文.docVIP

安徽省人寿保险市场发展的实证研究 金融学专业张斌（069114185）指导教师：夏益国副教授 摘 要：自 20世纪 80年代，保险市场业务恢复以来，我省的人寿保险业经历了由复 苏到繁荣、由独家经营到竞争发展的过程。特别是随着我省社会经济的高速发展，我省的 人寿保险业也得到了快速的发展。虽然与我国其他一些经济发达地区相比，还存在一些差 距，与我国的平均水平也相差很大，但是，随着皖江城市经济的发展以及环三角洲经济带 的经济推动，我省的人寿保险业将会拥有更多的机遇，同时，所面临的挑战也会越来越大。 本文通过对安徽省的社会环境和经济发展状况进行分析，指出我省人寿保险业的发展 优势；并通过对近十年的寿险数据进行分析，运用模型与理论相结合的方式，指出了我省 人寿保险业与我国平均水平的差距，以及我省各地市间的差异。最后指出了我省人寿保险 业发展存在的问题及解决对策与建议。 本文主要分为 6个部分，第一部分为绪论；第二部分是安徽省人寿保险业发展的环境 分析；第三部分是近 10年安徽省人寿保险业的发展概况；第四部分是安徽省内各地市人寿 保险发展水平的比较；第五部分是安徽省人寿保险市场的特征；第六部分是安徽省人寿保 险市场发展存在的问题及解决对策。 关键词：安徽省；人寿保险；寿险市场；市场结构 Astract：Since from 1980s, the safe market recovery of business, our province life insurance has already undergone from recovered to the prosperity, from the sole management competition development process. Specially along with our province social economy high speed development, our province life insurance industry also obtained the fast development.Although compares with our country other some economy developed area, but also has some disparities, also differs with our countrys average level very in a big way, but, along with the Anhui Giangthanh city economy development as well as the link delta economical belt economical impetus, our province life insurance industry will be able to have more opportunities, simultaneously, will face the challenge will also be able to be more and more big. This article through carries on the analysis to Anhui Provinces social environment and the economical development condition, points out our province life insurance industry development superiority; And through carries on the minute to the near ten year life insurance data, unifies the way using the model and the theory, has pointed out our province life insurance industry and our country average level disparity, as well as difference between our province various prefectures.Finally has pointed out our province life insuran