浅谈商业银行对低碳经济发展提供融资扶持的方式.docVIP

商业银行如何对低碳经济发展提供融资扶持 洪笑川 2020507339 一，引言 随着社会经济的迅猛发展，环境问题越来越突出，环境保护和治理需要整个社会的共同努力。同时，金融业的蓬勃发展为社会经济做出了卓越的贡献。世界的发展在经过工业化、信息化之后，走向低碳化。低碳经济发展的产业结构和消费模式，。商业银行作为资源配置枢纽积极参与碳金融业务，低碳经济发展。为此，，服务模式满足碳金融市场需求，多方合作碳金融发展低碳是源短缺背景下寻求可持续发展的必然选择，。从目前来看，国际金融危机最紧张的时间已经过去，但是它还在继续动荡，危机本身还没有结束，还有很多不稳定、不确定的因素，后危机时期的形势也将是非常复杂多变的。从目前看，如何转变经济增长方式是影响我国健康发展的最大问题。以低碳经济为代表的新经济发展模式已经成为后危机时代全球经济复苏和可持续发展的引擎，对于目前正致力于结构调整的中国，大力构建低碳模式，发展低碳经济已经成为加快经济增长方式的转变，促使经济可持续发展的必由之路。我们面临的问题是要在经济快速发展的过程中如何向低碳过渡，这是时代赋予我们的共同使命。政府在低碳金融领域发挥的导向作用非常重要，但低碳产业依靠银行商业性的资金投入要有风险的评估，银行的信贷投入，因为有些低碳性产业并不成熟，风险性超出了商业银行可以单独承受的范围商业银行纷纷表态支持低碳融资oreword With the economy developed rapidly, environmental problems are becoming more and more outstanding. Environmental protection and management requires the concerted efforts of the whole society. At the same time, the successful development of social and economic made outstanding contributions. The world has been lower- carbonization after industrial development and informatization development . Low carbon economic development will make changes about the industrial structure and consumption patterns. So the low carbon financial sector will be the new competitive on the low carbon economic.In china, Commercial banks as the main power in resource allocation and implementation of the government financial policies has been actively involved in low-carbon financial business,which will be greatly to promote low carbon economic development and meet the requirements of the low carbon.so chinese commercial banks could make most contribution to low-carbon financial such as optimization services and product innovation, meet the requirement low-carbon financial market Committed to multilateral cooperations for advance low-carbon financial and so on..so Low carbon development could not survive without financial and the financial sector must also follow the steps on the low carbon economics development. The low-carbon economic is the only solution of seeking sustainable development in the energy shortage