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Personal Budgets
Personal budgets Useful Expressions 1. personal budget?? 个人预算 make a budget??作预算 ??? monthly budget?? 月预算 2. run out of money?? 花光 be short of money 缺钱 ?? cut down on expense?? 削减开支 a thrift store 廉价旧货店 department store 百货商店 outdoor market 露天市场 mall 购物商场 3. be on sale?? 促销,减价 4. breadwinner 养活家人的人 stingy person 小气鬼 5. overdraft n. 透支 6. I can’t make ends meet this month.?? 收支相抵; 收支平衡 7. You should start living within your means. 量入为出 8. You can find some real bargains there./ 物美价廉 9. Simple, either work more or spend less. 简单,要么多工作,要么少花钱 Warm-up Questions What would you do when you are running out of money? Ask your parents for it or borrow from your friends or try other means? 2. What are your biggest expenses each month? 3. Are you a frugal person? In your opinion, how to save money? A Survey 1. Your expenses mainly come from A. parents B. part-time job C. scholarship D. others 2.How much money you expend each month? A. below 300 Yuan B.300-600 Yuan C.600-1000 Yuan D. above 1000 Yuan 3. How much money you expend on meals per month on average? A. below 300 Yuan B.300-400 Yuan C.400-600 Yuan D. above 600 Yuan 4. Where is your large expenditure? A. purchasing books B. clothes C. skin care/cosmetics D. snacks and fruits E. travel F. buying gifts for others G. dinner 5 How much money would you expend on shopping? A below 300 Yuan B 300-600 Yuan C 600-900 Yuan D above 900 Yuan 6. How much money would you spend on dating? A. below 50 Yuan B.50-100 Yuan C.100-150Yuan D.150-200Yuan E. above 200 Yuan 7 Do you think you are a frugal person? A Yes B. No 8.Do you think your living expense is enough? A Yes B No Monthly living?expenses?of college students Oral-Practice How to Cut Back Expenses? (find corners to cut) * * * * Do you know where your money goes? goals savings Phone bills Buy books \ school supplies Buy
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