Thoughts on College Loan Management.docVIP

Thoughts on College Loan Management Abstract: With the rapid development of higher education, colleges and universities a great deal from the bank to raise funds for school infrastructure, bank loans, on the one hand provided funding for colleges and universities support the development of special: On the other hand to enable colleges and universities bear a huge financial risk colleges and universities must seriously consider the financial workers, schools, debt problems, start from the basic work for the stable development of colleges and universities make their due contribution. Keywords:: higher education; loans; risk; Management Since the 20th century, 90 years, with the implementation of the strategy through science and education. China’s higher education reform has been a major breakthrough, higher education from “elite” to “mass” changes, but with the expansion of the scale of higher education, educational inputs and educational needs of the contradictions between the more prominent, funds become a “bottleneck” restricting the college’s development. To meet the development of higher education, bank loans become an effective way to finance college.But. Some colleges and universities to the high cost of bank loans, paid sex, high-risk characteristics of lack of knowledge, in the loan application and the use of a number of problems arising in the process for the sustainable development of colleges and universities has left hidden. Correctly perceive and solve problems in college loans for higher education, the healthy development of very important practical significance. First, borrowing the process should consider several issues (A) the borrowing of Taiwan and France “Liabilities” as a separate element of the introduction of institutions of higher learning accounting accounting system is in the January 1, 1998. The accounting system requires colleges and universities, colleges and universities formed a result of borrowing and repayment of