国际结算方式 汇款.pptVIP

* 3.4 Reimbursement of Remittance Cover 1. Crediting vostro account of the paying bank If the paying bank opens a current account with the remitting bank, the reimbursement instruction should be written as: In cover，we have credited the sum to your a/c with us * 2. debiting remitting bank’s nostro account If the paying bank maintains the remitting bank’s account, the reimbursement may be instructed as: please debit the sum to our a/c with you. or You are authorized to debit the sum to our a/c with you. * 3. Instructing a reimbursing bank to pay the paying bank by debiting the remitting bank’s nostro account If the remitting bank does not open an account with the paying bank, the former may instruct its correspondent with which it maintains an account, to debit his account and credit the paying bank’s account if the paying bank has an account with that correspondent, too, or to pay the amount to another bank with which the paying bank maintains an account. The reimbursement clause is thus written: * “In cover， we have authorized x bank to debit our a/c and credit you’re a/c with them.” Or “In cover， we have instructed x bank to to remit proceeds to you.” * * * * * Exercises: please write “cover instruction” for each remittance below. The paying bank has maintained an USD account with the remitting bank. Suppose an outward remittance in USD is made, how do you write “cover instruction” for this remittance? In cover, we have credited your account with us Both remitting bank and paying bank have maintained USD account with XYZ Bank, New York. Suppose an outward in USD is made, then “cover instruction” ? In cover, we have authorized XYZ Bank, New York to debit our account and credit your account with them * 3.5 cancellation of the remittance 1. 信汇和电汇的退汇 （1）汇款人退汇:如果汇款人提出退汇,汇出行应通知汇入行停止解付,撤销汇款.若汇款在要求退汇前已经解付,汇款人就不得要求退汇. （2）收款人退汇:汇入行可作为收款人拒收汇款处理,并通知汇出行,由汇款人到汇出行办理退汇手续. 2. 票汇的退汇:汇款人在寄出汇票前,可由汇款人持原汇票到汇出行办理退汇手续.汇出行