筹资问题及解决方法.doc

2014 届 本 科 毕 业 设 计（论 文） 我国中小企业筹资存在的问题、解决对策及案例分析 The roblems,Countermeasures And Case Analysis Of Small And Medium-Sized Enterprise In Our Country 学 院： 商学院 专业班级： 财务管理1008班 姓 名： 张芳东 学 号： 100104040844 指导教师： 花莹副教授 完成时间： 2014年3月 二〇一四年三月 论文题目：我国中小企业筹资存在的问题、解决对策及案例分析 专 业：财务管理 学 生：张芳东 签 名： 指导教师：花莹 签 名： 摘要 随着我国经济的迅速发展，中小企业在促进经济增长，增加就业机会以及优化产业结构调整等方面发挥了重要作用，已经成为我国国民经济持续、稳定、快速增长的重要力量。但目前，筹资难一直是困扰我国中小企业持续发展的最大障碍。尤其自2008年下半年以来，全球金融危机给实体经济发展带来的危害,使得中小企业筹资面临前所未有的困境。因此，本文首先从筹资的内涵出发，介绍了我国中小企业筹资的表现形式。其次，针对筹资困难的问题，分别从内、外部进行了原因分析,同时引入案例具体分析了中小企业在生产经营活动中，存在的筹资问题及原因,最后，针对我国中小企业普遍存在的筹资问题提出了相应的解决措施。 关键词：中小企业；筹资；解决对策 Title: The problems,countermeasures and case analysis of Small and medium-sized enterprise in our country Major: Financial management Name: ZhangFangDong Signature: Supervisor: HuaYing Signature: Abstract With the rapid development of our economy, small and medium-sized enterprises has played an important role in promoting economic growth, increase employment opportunity and optimize the industrial structure adjustment and so on , already became important power in our national economy sustained, stable and rapid growth . But the financing difficult is always the biggest obstacle to the development of small and medium-sized enterprises in our country. Especially since the second half of 2008, the global financial crisis,it is harm to the development of the real economy. the financing of small and medium-sized enterprises has faced the unprecedented predicament. Firstly this article reviewed the relevant theories of small and medium-sized enterprise financing, and then analysis the current situation of the financing of small and medium-sized enterprises of our country and the problems of financing . finally, putting forward the solution to the problem of our country small