人工智能和机器学习在金融市场发展和对金融稳定的影响.pptxVIP

Artificial intelligence and machine learning in financial servicesMarket developments and financial stability implications1 November 2017Contents PageExecutive Summary 1 Introduction 3Background and definitions 3Drivers 7Selected use cases 10Customer-focused uses: credit scoring, insurance and client-facing chatbots 11Credit scoring applications 12Use for pricing, marketing and managing insurance policies 13Client-facing chatbots 14Operations-focused uses 15Capital optimisation use case 15Model risk management (back-testing and model validation) and stress testing 16Market impact analysis (mod