房地产价格与土地金融政策的关系研究数量经济学专业论文.docxVIP

摘要摘要 摘要 摘要 房地产业是我国经济发展的支柱产业。近几年，我国经济的发展、城市化 进程加快、居民收入水平提高、资本市场的活跃及政府增加内需的政策，都为 房地产业的发展提供了巨大的支持。虽然全国的房地产行业进入一个高速发展 的时期，但发展韵同时，我们仍能看到房地产业存在的一些问题——局部供不 应求与整体供大于求同时并存的非均衡结构。具体表现在：有效需求不足、房 地产投机、土地投机、高房价带来的社会问题、房价不正常上涨导致普通居民 难以购置、房地产泡沫等。这些因素已成为影响房地产业和整个国民经济健康 持续发展的重要问题。 为了解决上述问题，本文通过研究房地产的市场特性，并运用波特的五力 模型找出房地产行业的四个关键驱动要素。通过理论阐述和实证分析对影响房 地产市场的因素研究中，对众多因素做一个比较全面的总结和分析。找出其中 影响房地产市场的两个最主要因素——土地和金融，并进行了定量研究。深化 和细化政府对房地产市场的调控研究，并试图运用博弈模型来解释政府、开发 商和消费者三者之间的博弈过程，并试图提出一些创新性的政策建议，健全房 地产市场的宏观调控体系。基于以上的研究结果，在一定程度上为解决目前我 国房地产市场局部供不应求与整体供大于求同时并存的非均衡结构提供了指 导。引导房地产业保持合理的速度持续发展，将有利于促进经济稳定持续增长。 关键词：房地产；驱动要素；土地政策；金融政策；博弈； n AbstractABSTRACT Abstract ABSTRACT Real estate industry has been cornerstone industry or our country’S economic development．In recent years，as the pillar cornerstone industry of the development of the city，China’S economic development，accelerated urbanization process．the raise of the income of residents，the active capital market and the government policies to increase domestic demand have provided tremendous support for the development of the real estate industry．Although the country’S real estate industry has entered a period of rapid development，meanwhile，we can still see a number of real estate issues——short supply of local real estate market and the overall demand co—exist in the non·balanced structure，such as insufficient effective demand，real estate speculation，land speculation and high prices which brought about some social problems， abnormal rate which leads up to the hard purchase of ordinary residents，the real estate bubble and SO on．These factors have become important problems which have affected the healthy and sustained development of the real estate industry of the entire national economy． In order to solve these issues，the thesis makes a research about the character of the real estate and tries to use the porter’S five．force model to find out the four kev drive elements of the real estate industry；try to make a more comprehensive summary and analysis on th