境内外银行进入对西北地区银行业市场的影响分析-经济学·金融学专业论文.docxVIP

硕士学位论文 硕士学位论文 境内外银行进入对西北地区银行业市场的影响分析 AB STRACT The trends of economic integration and trade liberalization become more and more obvious． At the same time，financial institutions have also accelerated the pace of transition from the east． The domestic commercial banks and foreign banks have transferred into the northwest market．At present，the branches of the domestic commercial banks and the foreign banks have focused Shaanxi Province，the next Gansu Province and Xinjiang Uighur Autonomous Region．And there are branches in Qinghai Province and Ningxia Hui Autonomous Region．By the relevant data，this paper studies the three impacts of the entering of the domestic commercial banks and the foreign banks the northwest banking market．The first is the impact the structure of the banking market．Through the analysis we conclude that the entry will reduce the market concentration，reduce the market entry barriers，and improve the degree of differentiation of the northwest banking market．Thereby,it will optimize the structure of the northwest banking market． The second is the impact the behaviors of the northwest banking market．The domestic commercial banks’and the foreign banks’entry will enhance the competition and encourage collaborative behavior of market players．The third is the impact the performance the northwest banking market．There three ways．Those ale‘‘Catfish effect’，human capital effect and technology transfer effect． Key word：Foreign Bank，Domestic Commercial Bank，Market Structure，Market Performance 原创性声明本人郑重声明：本人所呈交的学位论文，是在导师的指导下独立进行研究所 原创性声明 本人郑重声明：本人所呈交的学位论文，是在导师的指导下独立进行研究所 取得的成果。学位论文中J,L三JI用他人已经发表或未发表的成果、数据、观点等， 均已明确注明出处。除文中已经注明引用的内容外，不包含任何其他个人或集体 已经发表或撰写过的科研成果。对本文的研究成果做出重要贡献的个人和集体， 均已在文中以明确方式标明。 本声明的法律责任由本人承担。 论文作者签名： 丞查 关于学位论文使用授权的声明 本人在导师指导下所完成的论文及相关的职务作品，知识产权归属兰州大 学。本人完全了解兰州大学有关保存、使用学位论文的规定，同意学校保存或向 国家有关部门或机构送交论文的纸质版和电子版，允许论文被查阅和借阅；本人 授权兰州大学可以将本学位论文的全部或部分内容编入有关数据库进行检索，可 以采用任何复制手段保存和汇编本学位论文。本人离校后发表、使用学位论文或 与该论文直接相关的学术论文或成果时，第一署名单位仍然为兰州大学。 保密论文在解密后应遵守此规定。 一：璋翩