新三板背景下科技型中小企业融资对策研究【毕业】.docVIP

本科毕业论文（设计） 论文题目:新三板背景下科技型中小企业融资对策研 所在学院 专业班级 金融学 学生姓名 学号 指导教师 职称 完成日期 年 月 日 毕业论文独创性声明 本人郑重声明所提交的毕业论文是本人在指导教师的指导下进 行的研究工作及取得的研究成果。除文中特别加以标注的地方外， 论文中不包含他人已经发表的学术成果或者他人为获得高等院校学 位而使用过的材料，论文中不涉及任何知识产权纠纷。否则，本人 将承担一切责任。 学生签名 R 期 新三板市场,一个专门为科技园区的非上市股份公司提供股份转让的平台, 其对我国场外交易市场的发展以及多层次资本市场的建设都有着积极作用。受 着规模等限制的科技型屮小企业，在其发展的道路上，融资一直是其一大难题, 而新三板的出现，为科技型屮小企业提供了一个很好的融资平台，新三板增加 了企业的融资渠道，其至对企业今后转板创业板或是中小板乃至更长远的发展 都有着重要意义。本文就新三板背景下，通过对科技型屮小企业的现状、存在 问题及原因进行分析，具体分析了科技型屮小企业融资难的原因，主要体现在 企业内部的经营风险、经营管理不规范、担保能力不足、信用不佳以及企业外 部环境因素的法律法规和信用担保体系的不完善、多层次资本市场的不健全。 接着比较了美国、□本、英国三个国家科技型屮小企业的融资经验。最后结合 我国的实际情况，提出了包括企业自身、新三板市场制度等方面的建议。 关键词新三板；科技型屮小企业；融资 Abstract New third market which provides a share transfer platform for a non-listed stock company specifically for the science and Technology Park has a positive effect on the construction of the OTC market development and multi-level capital market in China. Limited by the size of high-tech SME, financing has been a challenge on the path of its development. However the emergence of New third Board brings a very good platform for financing of SME. And New third Board increases financing channels for enterprise, even has a great significance on the enterprise^ transfer to Gem or Junior in the future and even more in the long run development. This on new third background Xia, by on technology type SME of status, and exists problem and the causes for analysis, specific analysis has technology type SME financing difficult of causes, main reflected in enterprise internal of business risk, and business management does not specification, and guarantees ability insufficient, and credit poor and Enterprise external environment factors of legal regulations and credit guarantees system of does not perfect, and more level capital markets of does not sound. Then compare the United States, and Japan and the United Kingdom experience in SME financing in three countries. Last of Chinas actual situation, put forward including the business itself, the new third marke