短期融资及设备融资风险管理讲义.ppt

授信限制性条款 Credit restrictive terms 消极性限制条款 Negative restrictive terms 积极性限制条款 Positive restrictive terms 年资本支出规模限制 Restriction in annual capital investment 股利分配限制 Restriction in dividend distribution 不得在现有的抵押之外再行对外设定抵押 No re-pledge on current pledge 未经银行同意不得进行收购、合并行为 No merge and acquisition unless agreed by the banks 出售、租赁、转移现有资产的比例不得超过资产总额的一定比例 The proportion to sell, lease and transfer assets can’t exceed certain percentage of total assets 高级管理层不得进行人事变动 No personnel change in senior management 未经银行同意不得增加负债 No increase in liabilities unless agreed by the banks 财务指标保持在合理的范围内keep fina