浅谈河南中小房地产企业融资渠道1.docVIP

PAGE 3 摘　要 房地产业作为资本密集型产业，融资是其不可缺少的一个环节。由于从去年开始国家对房地产市场开始进行了多轮严厉的政策调控，金融信贷调控是其重要内容之一。因此，银行信贷整体趋于紧张，房地产开发企业资金压力在逐渐加大。房地产企业加大了各种创新途径进行融资的力度。 房地产业作为国民经济支柱产业，对国民经济的发展起着举足轻重的作用。但由于房地产开发项目规模大、周期长、房地产价值高等特点使得房地产开发企业所需的资金量巨大，因此融资能力对房地产企业至关重要。本文通过对近年来房地产资金的主要来源渠道——银行信贷以及包括房地产信托、房地产基金、债券融资、股票融资、海外融资等其他融资渠道的研究分析了房地产融资结构单一、间接融资比重过大、创新融资方式少等现状问题及其形成的主要原因并提出了房产企业特别是中小房地产企业融资如何向多元化发展建立起一个多层次的房地产融资体系以及防范房地产企业融资风险的相应策略。 土地和金融是房地产业的两条腿,房地产业的发展离不开金融业的大力支持和全力配合,金融业的进步又为房地产业的加速提供原动力。 关键词：河南省中小房地产企业; 融资现状; 融资渠道 Abstract The real estate industry as capital-intensive industries, financing is an indispensable link. From last year, the national real estate market began conducted several rounds of very strict policy on regulation, finance and credit control is an important one. Therefore, the overall bank credit tensions, real estate development enterprises gradually increase the financial pressure. The real estate enterprises to increase the intensity of a variety of innovative ways of financing. The real estate industry as a pillar industry of the national economy, the development of the national economy plays an important role. However, due to large-scale real estate development projects, long period, the value of real estate and high makes a huge amount of funding needed by the real estate development enterprises, the financing capacity of the real estate business is crucial. In this paper, the main sources of real estate funds in recent years - bank credit including real estate investment trust, real estate funds, bond financing, equity financing, overseas financing and other financing channels  single real estate financing structure, the proportion of indirect financing over , less innovative financing of its formation the main reason for Chinas real estate corporate finance how to establish a multi-level real estate financing system and to prevent the risk of real estate corporate finance to diversify and made a corresponding strategy. Land and finance are the two legs of the