商务英语保险类.docVIP

I n s u r a n c e 保 险 Part 1. The Introduction of Insurance Insurance is a key issue in international trade. The transportation of goods from the seller to the buyer is generally over a long distance and it has to go through the procedure of transit, loading and unloading, storage, etc. These goods, both being imported and exported, are subject to damage or loss. So it is customary to insure the goods against risks of collision,leakage, pilferage, fire and storm, etc. The purpose of insurance is to provide compensation for those who suffer from loss or danger that may be icurred. Cargo insurance is now an indispensable part to the import and export practice. So it will make plain in a contract as to who will cover the insurance and bear the expenses. ’买卖双方签署合同后， 出口商备货装运。 在货物抵达买方之前， 可能涉及到的环节是： 买房将包装、 装运要求发给卖方； 买方敦促装运， 要求卖方提前或准时装运； 卖方发出装船通知； 卖方通知买方投保等。 不管是哪一种情况，一般在开头部分都会提及交易中的商品，再就详细情况提出自己的要求。 If the goods are sold on CIF terms, the seller is responsible for the insuring and the premium, which is 110% of the insurance value against risks as per Ocean Marine Cargo Clauses of the People ’ s Insurance Company of China or other insurance companies. While the buyer should arrange the insurance and bear the covering expenses, as in FOB and CFR terms. 在货物运输前，买方（如果合同是以 FOB 或 CFR为基础）或卖方（以 CIF 为基础）必须对货物向保险 企业投保。双方互换一贯的投保老例。 Insurance protection is available for different means of transportation, such as marine, land, and aviation as well as by post. Insurance clauses are drawn up to cater for different kinds of commodities such as general cargo, refrigerated cargo, oil in bulk, live animals and poultry, and other goods. 保险适用于各样交通运输渠道，比方海运，陆运，空运以及邮寄。所编写的保险条款是为知足不同货 物的需求如普通货物，冷藏货物，大量的油产品，家禽以及其他货物。 The premium rates are determined largely by competition but also greatly affected by the character of the merchandise insured, the geographical area in which the shipmentes are made, the classification of the vessels employed and the probable volume of the insurance. In princi