商务英语入门(修订版) Chapter 8.pptx

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商务英语入门(修订版) Chapter 8.pptx

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高等学校英语拓展系列教程

Chapter8金融Finance

LectureOutlineFunctionsofMoney金钱的功能FormsofMoney金钱的形式FinancialInstitutions金融机构ElectronicBanking电子银行业务Short-termFinancing短期融资Long-termFinancing长期融资

Lead-inactivitiesDuringtheSpringFestival,youngpeoplecanreceivealotofmoneyinredpackages.Normallyandtraditionally,theyoungwhodon’tcompletetheirstudiesareblessedwiththese“luckymoney.”Itisatrendthattheamountofnew-yearmoneyhasbeenincreasingcomparedwithpastyears.Withtheseluckymoney,youcankeepallforyourself,oryoucangivesometopeopleinneed,oryoucanpayyourtuitionfee,buywhatyoulikeormakesomeinvestments.

Lead-inactivitiesItissaidthatayoungmaninShenyangusedhis“luckymoney”whichwassavedfor20yearstopayforadownpaymentonhisownhome.So,howmuchmoneydoyougetduringtheSpringFestival?Workinpairstodiscusswhatyouwoulddowithyour“luckymoney.”

FunctionsofMoneyMoneyisahighlyliquidfinancialassetthat’sgenerallyacceptedinexchangeforothergoods,isusedasareferenceinvaluingothergoods,andcanbestoredaswealth.Tobeliquidmeanstobeeasilychangeableintoanotherassetorgood.

FunctionsofMoneySocialcustomsandstandardpracticesarecentraltotheliquidity(流动性)ofmoney.Itsvalueisdeterminedbyitsgeneralacceptabilitytoothers.Anyofyourassetsthatareeasilyspendablearemoney.

amediumofexchangeaunitofaccountastoreofvalue

MoneyasaMediumofExchange—Theuseofmoneyasamediumofexchangemakesitpossibletotraderealgoodsandserviceswithoutbarteringwhichbecomesextremelycumbersomewhenthereisawiderangeofcommodities.FunctionsofMoney

—Moneydoesn’thavetohaveanyinherentvaluetofunctionasamediumofexchange.—Allthat’snecessaryisthateveryonebelievesthatotherpeoplewillacceptitinexchangefortheirgoods.—SincetheCentralBankcontrolsthesupplyofmoney,italsocontrolst