政府与城镇住房保障：理论分析与政策建议.pdfVIP

论文摘要 住房保障制度是社会为全体居民提供满足其基本生活所需住房的若干制度 安排，既是社会保障制度在住房领域的延伸，也是住房制度对社会保障的体现。 住房作为人类生存的基本条件，任何人都离不开对住房的需要。但是，在任何 一个国家和地区，除了高收入和部分中等收入家庭有能力依靠自身力量解决住 房问题外，广大中低收入家庭很难解决关乎切身利益的住房问题。广大中低收 入家庭必须借助政府的帮助，去解决住房问题或改善其居住条件。 保障居民的生存权，是任何一个国家政府的义务和责任。作为社会主义性 质的我国，更应该把关心和解决中低收入家庭的住房问题作为政府义不容辞的 职责。近几年，全国大部分城市房价上涨较快，为此国家出台了一系列宏观调 控政策，但房价上涨的势头依然没有得到遏制。因此，任何更有针对性地加强 宏观调控，对症下葯、加大力度，遏制房价上涨势头，这既是广大群众的强烈 呼声，也是关乎国民经济又好又快发展的重大问题。 目前，我国已经初步建立了比较完善的以经济适用住房和廉租住房为主的 住房保障制度，这一制度对于解决城镇中低收入阶层的住房保障问题起到了重 要的作用。本文综合运用比较分析法、理论分析方法等多种方法对当前政府与 城镇住房保障的关系进行深入研究，并探索政府如何解决城镇住房保障问题的 对策，这对切实解决中低收入家庭住房问题，促进社会的全面协调发展具有重 要的现实意义。 关键词：住房保障；经济适用房；廉租房 4 Abstract Housing guarantee system is a kind of institution which society supplies people in order to meet their need. It not only the extension of social security system in housing atmosphere , but also the housing system conveys to the social security. Housing ,as a basic requirement to human ,nobody can leave without it. However, in any countries and regions of the world , except the high incomes and part of the middle incomes can handle the housing problem by theirselves , thousands of low incomes can not account for the housing problem. Vast low incomes have no ideas but to ask the government to settle or improve their housing problem. Ensuring people’s right to exist is a obligation and duty to any county’s government. As a socialism country , our government must concern and settle the low incomes housing problem as an incumbent duty .In recent years , in our county a majority of cities the price of housing rise rapidly. The government comes on a series of macroeconomic controlling policies in order to hold out it , but the tendency is not curbed. Consequently , how to enhance the macroeconomic controlling effectively and how to intensi