我国中小银行市场结构与绩效的实证研究.pdf

1 2 Abstract Mid-small banks are the important organizations of the Chinese domestic banking sector which performed very essential functions to stimulate the competitions of the banking industry and to restrain the monopoly of state owned banks. The competitions between the mid-small banks have the very important meaning of its self-improvement and the next step reformation of the Chinese financial industry. In the past 10 years, even the mid-small banks have developed significantly, as well as its market share of the banking industry, however, there are still a large number of the mid-small banks have been intervened by the government when they are formed, irrationality of the security ownership structure resulted the problem of miss supervision of the owner, follow up by the deep problem of the corporate management structure. At the same time, there are not many professionals have studied that under the pressure of the state owned banks, whether or not the market structure and the competition trend of the mid-small banks are reasonable. Thi