后金融危机视角下中小企业融资研究毕业论文.doc 23页

本 科 毕 业 论 文 题 目 后金融危机视角下中小企业融资研究 学 院 专 业 财 务 管 理 班 级 学 号 学生姓名 指导教师  摘 要 中小企业作为现代市场经济环境下的一支特殊的队伍，无论是在发达国家还是发展中国家，它在国民经济发展过程中的作用是不容忽视的。在世界经济快速多元化发展的过程中，世界各国都逐步的认识到中小企业的发展对国民经济发展的巨大的贡献作用，都在逐步建立适宜中小企业发展的各种制度、政策，力争为中小企业的发展提供良好的、健康的环境。然而中小企业目前却面临着巨大的生存危机。对企业而言，资金是企业的血液，是企业发展的命脉，成功的融资是中小企业得以发展和壮大的前提条件之一。中小企业融资难问题并不是一个国家一段时期内的个别问题，而是在长时间内困扰世界各国的一种通病，只是在不同的国家表现出的轻重程度不同而已。目前，中小企业融资难已经成为制约我国中小企业发展的最大、最根本的问题。基于此，本文以宁波为例，在对企业融资相关理论概述的基础之上，以后金融危机的视角详细分析宁波市中小企业的现状、宁波中小企业的融资问题现状、原因，最后针对这些问题提出相应的解决对策和建议。 关键词：Abstract SMEs as a modern market economy under a special team, both in developed and developing countries, it is the role of the process of national economic development can not be ignored. Rapid diversification in the world economy in the process of understanding the world have gradually development of SMEs great contribution to national economic development role, which are suitable for the development of SMEs in the gradual establishment of various systems, policies, and strive for small and medium the development of enterprises to provide good, healthy environment. However, SMEs are now facing a huge crisis of survival. For enterprises, the blood of the enterprise funds, the lifeblood of enterprise development, the success of the financing is to enable SMEs to develop and grow one of the prerequisites. Financing of SMEs is not a country specific issues within a period of time, but in the long plagued the world in a common problem, but in different countries to show the severity degree. Currently, the SME financing constraints of SMEs has become the largest and most fundamental problem. Based on this, to Ningbo, for example, in an overview of the theory of corporate finance basis, a